Aldine Independent School District
401(a) Matching Plan Investment Options

Aldine ISD 401(a) Matching Plan for Retirement Savings
Managed Investment Options
and Portfolio Fund Information

Click HERE for 4th Quarter 2011 Plan Performance Review

The Aldine Independent School District 401(a) Matching Plan for Retirement Savings allows participants in the Plan the choice of whether or not to select their own investments or to choose to have their retirement funds directed for them. In recognition of the fact that different participants will need different investment strategies to meet their needs, the Plan offers three professionally managed Portfolios from which Plan participants may choose. The Portfolios are suitable for investors with an investment horizon of five years or greater.
 

Conservative Model

This Portfolio seeks to preserve the principal amount from potential losses due to financial risks. The targeted annual rate of return is 4-8%. The asset allocation is as follows:

ASSET CLASSES

ALLOCATION
GUIDELINES

ALLOCATION RANGES
Bond Funds 75.0%

50% to 90%
Large Cap Growth Funds 5.0% 0% to 10%
Large Cap Value Funds 5.0% 0% to 10%
Mid Cap Growth Funds 3.0% 0% to 10%
Mid Cap Value Funds 3.0% 0% to 10%
Small Cap (Growth & Value) Funds 3.0% 0% to 10%
International Funds 6.0% 0% to 10%
 

 

Moderately Conservative Model

This Portfolio seeks to preserve the principal amount from potential losses due to financial risks. The targeted annual rate of return is 5-10%. The asset allocation is as follows:

ASSET CLASSES

ALLOCATION
GUIDELINES

ALLOCATION RANGES
Bond Funds 50.0%

40% to 60%
Large Cap Growth Funds 8.0% 5% to 15%
Large Cap Value Funds 8.0% 5% to 15%
Mid Cap Growth Funds 6.0% 5% to 15%
Mid Cap Value Funds 6.0% 5% to 15%
Small Cap (Growth & Value) Funds 10.0% 5% to 20%
International Funds 12.0% 5% to 15%
 

 

Growth Model

This Portfolio seeks to preserve the principal amount from potential losses due to financial risks while providing moderate growth. The targeted annual rate of return is 7-15%. The asset allocation is as follows:

ASSET CLASSES

ALLOCATION
GUIDELINES

ALLOCATION RANGES
Bond Funds 25.0%

0% to 30%
Large Cap Growth Funds 12.0% 5% to 20%
Large Cap Value Funds 12.0% 5% to 20%
Mid Cap Growth Funds 11.0% 5% to 20%
Mid Cap Value Funds 11.0% 5% to 20%
Small Cap (Growth & Value) Funds 20.0% 15% to 30%
International Funds 15.0% 10% to 25%

Updated: January 11, 2012

Click HERE for Links to Aldine ISD 401(a) Plan Fund Links

Updated: January 29, 2012